A phone card is a way of buying minutes in advance. You buy phone cards to make long-distance calls. These phone cards might be called prepaid phone cards or international calling cards.
The cards usually cost between $1 and $20. You pay for a certain number of minutes.
The number of minutes you get can depend on:
For example, a card might advertise that it costs $5 to get 100 minutes for calls to Africa.
You can buy prepaid phone cards in many places:
When you buy a phone card, you get an access number to call. You also get a PIN. A “PIN” is a personal identification number.
To make a call, you:
Many companies play a recorded message after you enter your PIN. It tells you how many minutes you have left. Phone card companies use the PIN to track how many minutes you use to make calls.
You pay for a certain number of minutes. But fees take away the minutes you have to talk.
Some phone cards charge fees. You might lose minutes every time you:
You want a phone card with the most minutes for your money.
To get a good deal, look for:
Check the expiration date. You might not use all your minutes by that date. If you do not use all the minutes, you will lose them.Read more
Phone cards can help you make calls overseas while saving money. But high fees can cost you time you thought you had, and money.
Before you buy a phone card:
You might have a phone card that does not work. Or a card with fewer minutes than you thought. If you do, report it: