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Take Some Credit

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ACROSS
3. Federal agency that enforces the Fair Credit Reporting Act
6. Code used to access your bank account
9. Slang term for a credit card
12. Debt management option of last resort
14. Charge or price
16. Fraudulent lenders offer these loans
18. Amount earned on investments
19. A type of credit card that requires you to keep the amount of the credit limit on deposit at the issuing bank
22. Amount added to your balance if you don't pay your bill in full
24. An asset pledge against a loan
26. _____ cards
27. Annual _____ Rate
29. Obligation
30. User of goods and services
31. A person who contacts you if you fail to pay your bills
37. One national credit bureau
38. Original amount borrowed
39. Coins
40. A consumer who leases a car
41. "Brother, can you spare a _____?"
42. A spending plan
43. Loan to buy a home
44. Guarantee a loan if the borrower doesn't pay the debt
45. Fees on a loan
DOWN
1. Form you fill out for a loan or job
2. "Cash _____ carry"
4. Cash, check or _____
5. Application information
7. A picture of your financial history
8. "Fix" your credit for a fee
10. Charge if you don't pay your bills on time
11. Dollars and _____
13. A bankruptcy can stay on your credit report for how many years?
15. An auto loan is a form of _____ credit
17. Prudent
20. Country singer, Johnny _____
21. Borrower
23. Cards that store electronic cash
24. People who help you solve your money problems
25. The right to void a contract within a specified time
28. Child's weekly stipend
29. A card that lets you deduct funds directly from your checking account
32. A credit card is a form of _____ credit
33. Con
34. Take back a car for nonpayment
35. _____ from heaven
36. "Show me the _____"

Solution