What is wiring money?
When you wire money, you are sending cash to someone far away. This is also called a money transfer.
Many people wire money to family or friends in other cities or countries.
Wiring money is like sending cash. When you wire money, you cannot get the money back.
What are money wiring scams?
Dishonest people might convince you to wire money to them. They might say:
These are not good reasons to wire money. You should never wire money to someone you do not know.Read more
In a money wiring scam, a dishonest person lies and tricks you into wiring money to them.
The scammer might say:
These are all tricks. If you wire money, the scammer will keep it. You will not get your money back.
Wiring money is like sending cash. When you wire money, you cannot get it back.
Yes. Many people send money to family or friends in other countries. Wiring money is a quick way to get cash to people you care about. Read more about sending money overseas.
Someone you do not know might ask you to wire money. That is probably a scam.
Scammers are clever. They try to make things look real. Which of these choices looks like a scam?
The second choice is a scam. The Federal Trade Commission gets complaints about this scam.
What about these choices? Are any of them scams?
All these are scams. Someone you do not know might call or email you. They might ask you to wire money. That person is probably a scammer. No matter what they tell you.
Scammers are very good at fooling people. Scammers also want to rush you. They want your money before you have time to think.
Before you do anything, stop and check.
You might have sent money to someone who contacted you. That money is probably gone. You will not get it back.
If you gave money to a scammer once, you will probably get another call for money. You can help yourself. Do not give the scammer any more money.
You also can help other people. Report the scam to the Federal Trade Commission.
Wiring money is like sending cash. Do not wire money to people you do not know.
How do I spot a money wiring scam?
Most money wiring scams look like this:
A scammer might use different ways to convince you to wire money. The scammer might say:
These are all tricks. When you hear stories like these, you have spotted a money wiring scam.
How do I avoid a money wiring scam?
Scammers are good at being friendly. They also are good at fooling people. Here is how you can stop a scammer:
What if I already wired money to someone?
If you sent money to someone who contacted you, report it to the Federal Trade Commission (FTC).
The FTC uses complaints to build cases against scammers. Any information you can give helps investigators.Read more